How to close and log out of Ant Jiebei
With the rapid development of Internet finance, Ant Jiebei, as a credit loan product under Alipay, has been favored by the majority of users. However, some users may wish to close or cancel their borrowing accounts due to changes in personal needs or risk control considerations. This article will introduce in detail the steps, precautions and recent hot topics for closing and logging out of Ant Jiebei, to help users better manage their financial accounts.
1. Recent hot topics and content (last 10 days)
| hot topics | Hot content |
|---|---|
| Internet financial supervision | Recently, regulatory authorities have strengthened supervision of Internet financial platforms, and some users are worried that products such as Jiebei may be affected. |
| Personal credit management | The usage records of Jiebei will be uploaded to the credit reporting system, and users will pay attention to how to avoid bad records. |
| Lending interest rate adjustment | Some users reported that borrowing interest rates had fluctuated, triggering discussions. |
| Account security | How to ensure the security of borrowing accounts has become the focus of users. |
2. Ant Jiebei close and logout steps
1.Turn off borrowing function: Users can enter the borrowing page through the Alipay APP, find the "Settings" or "Account Management" option, and select the "Turn off the borrowing" function. The system will prompt you to confirm the closing. After completion, the borrowed money will no longer be available for use.
2.Cancel borrowing account: If the user wants to completely cancel the borrowing account, they need to ensure that there are no outstanding loans in the account. The specific steps are as follows:
3. Precautions
| Things to note | illustrate |
|---|---|
| outstanding loans | It is necessary to ensure that all loans have been paid off before closing or canceling, otherwise the operation cannot be completed. |
| Impact on credit reporting | The usage records of Jiebei will be retained in the credit reporting system, and canceling the account will not affect the records that have been generated. |
| reopen | If you need to use it again after closing, you need to apply for activation again, and the review result will be subject to the system. |
4. User FAQs
1.Will closing Zibai affect Zhima Credit score?
Closing Jiebei will not directly affect Zhima Credit Score, but long-term non-use may indirectly affect credit evaluation.
2.Can the borrowing limit be restored after cancellation?
If you re-open after deregistration, the limit needs to be re-evaluated based on system evaluation, which may be different from before.
3.Can I still view the history after closing JieBei?
After closing, you can still view historical loan records through Alipay's "Bill" function.
5. Summary
The closing and cancellation process of Ant Jiebei is relatively simple, but users need to pay attention to paying off all arrears and understand the related impacts. With the recent tightening of Internet financial supervision, users should manage their loan accounts more carefully. If you have any questions, it is recommended to consult Alipay customer service for further assistance.
Through the introduction of this article, I believe everyone has a clearer understanding of the closure and cancellation of Ant Jiebei. Proper use of financial tools can better protect personal financial security.
check the details
check the details
en
